Our Insurance
Equipment Insurance
Business insurance protects what sits inside the premises. The trouble is that much of a company’s value spends the day outside them: the machine that goes to the site, the laptop that goes to the client, the tool that lives in the van, the leased equipment the company answers for. None of that is normally covered by an ordinary property policy. Equipment insurance follows the asset wherever it goes — in transit, in the field or on site — and is issued with a schedule of items and the sum insured for each one.
What it may cover
Material damage to machinery and equipment
Robbery and qualified theft, including in transit
Mobile equipment away from the company’s premises
Electronic and IT equipment
Electrical damage
Leased equipment or equipment under the company’s responsibility
How it works
1
Consultation
inventory of the equipment and where it is used
2
Analysis
we define the sums insured
3
Signing
issuance with the schedule of covered assets
Frequently asked questions
Can equipment leased from a third party be insured?
Yes. Leased equipment often comes with a contractual insurance requirement, and the policy can be issued in the name of whoever is responsible for the asset.
Does it cover equipment in transit?
It can, provided transit coverage is contracted. We confirm this point before issuance.
How does it differ from business insurance?
Business insurance protects the premises and what is inside them. Equipment insurance follows the asset wherever it goes, including to a site or into the field.
Protect what matters
Talk to an advisor and receive a personalized study for your profile.