Paramettrus Seguros e Garantias
Our Insurance

Life Insurance

Life insurance ensures that the people who depend on you have financial support in any scenario. The sum insured and the coverages are built around your family’s reality.

Life Insurance
What it may cover
Natural or accidental death
Permanent disability, total or partial, by accident
Critical illness, as listed in the policy
Daily hospital allowance
Family funeral assistance
Additional coverages depending on the plan
How it works
1

Consultation

we review your family and financial situation

2

Analysis

we size the appropriate sum insured

3

Signing

underwriting and policy issuance

Frequently asked questions
How is the life premium determined?
The premium depends on age, sum insured and chosen coverages. Unlike other lines, life insurance can be sized from an actuarial table — we run that calculation with you before any commitment.
Can I hold more than one life policy?
Yes. Policies are independent and each pays the indemnity contracted. It is a common way to build larger coverage.
Are medical exams required?
It depends on the sum insured and your age. A personal health declaration is often enough; higher sums may require a medical assessment.
Which critical illnesses are covered?
Each policy carries its own list. On diagnosis of a listed illness, the indemnity is advanced to fund treatment. Always confirm the list in the policy you sign.

Protect what matters

Talk to an advisor and receive a personalized study for your profile.