Paramettrus Seguros e Garantias
Our Insurance

Home Insurance

Home insurance protects the property and its contents against the unexpected, and usually includes assistance services that solve everyday problems — locksmith, plumber, electrician.

Home Insurance
What it may cover
Fire, explosion and smoke
Robbery and qualified theft
Electrical damage to appliances
Windstorm, hail and flooding
Family civil liability
24-hour assistance — plumber, electrician, locksmith
How it works
1

Consultation

we assess the property and its risk profile

2

Analysis

we present suitable options

3

Signing

issuance and guidance on use

Frequently asked questions
Does home insurance cover apartments?
Yes, it covers both houses and apartments. In condominiums it complements the building’s mandatory policy, which protects the structure but not the contents of your unit.
Is lightning-related electrical damage covered?
Electrical damage coverage responds to appliances and electronics affected by power surges, including from lightning, when contracted.
Does 24-hour assistance cover any repair?
It covers emergency services — plumber, electrician, locksmith, glazier, drain cleaning — within the call-out limits set in the plan.
Can a rented property be insured?
Yes. The owner can insure the structure and the tenant can insure the contents and civil liability. These are different, complementary coverages.

Protect what matters

Talk to an advisor and receive a personalized study for your profile.